Recurring Deposit (RD) Calculator

Estimate the maturity value of your monthly Recurring Deposits.

RD Parameters

Yrs
%

Maturity Summary

Total Amount Deposited

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Total Interest Earned

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Total Maturity Value

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Value Breakdown

How Recurring Deposit Interest is Calculated

A Recurring Deposit (RD) is similar to an SIP but typically uses the FD compounding formula for regular monthly payments. The most common approximation uses the formula for compound interest on an annuity, adjusting for the compounding frequency. This calculation takes into account the monthly deposit, the annual rate, and how frequently the interest is compounded over the tenure, giving you the final maturity value.